01 — Licensing & Credentials
Active Licenses & Regulatory Standing
Luis Nieves Ramírez is a licensed real estate professional in two jurisdictions. The following licenses are active and in good standing at the time of publication of this page:
All real estate activities conducted through luisnieves.io are performed in compliance with the laws and regulations governing licensed real estate brokers in the State of Florida and the Commonwealth of Puerto Rico. License status may be independently verified through the Florida Department of Business and Professional Regulation (DBPR) and the Puerto Rico Real Estate Brokers, Salesmen and Companies Board.
Equal Housing Opportunity. Luis Nieves Ramírez is committed to the principles of the Fair Housing Act and the Equal Opportunity Act. All real estate services are offered without regard to race, color, religion, sex, handicap, familial status, national origin, or any other protected characteristic under applicable federal, state, and local law.
02 — Financial Disclosure
Educational Purpose & Financial Disclaimer
Course & Digital Product Fees
All Zoom courses, PDF guides, and digital brochures offered through luisnieves.io are sold for educational and informational purposes only. Payment of any fee grants access to the specified educational content and does not constitute the establishment of a broker-client, fiduciary, or advisory relationship of any kind.
Not Financial or Investment Advice
No content on this website — including but not limited to courses, PDF guides, luxury market brochures, written materials, or verbal statements made during live Zoom sessions — constitutes financial advice, investment advice, or a recommendation to buy, sell, or hold any real property or financial instrument.
Real estate investment involves risk, including the potential loss of principal. Market conditions in Florida and Puerto Rico are subject to change. Past performance of any market, neighborhood, or property type is not indicative of future results. Always consult a licensed financial advisor, CPA, or attorney before making real estate investment decisions.
Pricing & Refunds
Course and product pricing is subject to change without prior notice. Refund eligibility, where applicable, is determined on a case-by-case basis. For refund inquiries, contact luminirabiz@gmail.com within 72 hours of purchase. Refunds are not guaranteed for digital products that have been downloaded or for Zoom sessions that have been attended.
Affiliate & Compensation Disclosure
Luis Nieves Ramírez may receive referral fees, commissions, or compensation in connection with real estate transactions that originate from educational engagements on this platform. Any such compensation is consistent with applicable Florida and Puerto Rico real estate licensing law. Clients and students will be informed of any material compensation arrangements prior to the commencement of any transactional relationship.
03 — Legal Disclosure
Scope of Services & Legal Limitations
Not Legal Advice
Luis Nieves Ramírez is a licensed real estate broker, not an attorney. Nothing on this website, in any course, digital product, or communication constitutes legal advice. Content related to real estate law, contracts, deed requirements, the escritura process, CRIM, Act 60, HOA regulations, or any other legal topic is provided for general informational and educational purposes only.
You should always consult a licensed attorney in the applicable jurisdiction before entering into any real estate contract, legal agreement, or transaction with significant financial consequences.
Jurisdictional Limitations
Luis Nieves Ramírez holds active real estate broker licenses in the State of Florida and the Commonwealth of Puerto Rico only. Services described on this website are limited to these jurisdictions. No representation is made regarding the laws or real estate practices of any other state, territory, or country.
Accuracy of Information
While reasonable efforts are made to ensure the accuracy and timeliness of all content published on luisnieves.io, real estate laws, tax codes, market conditions, and regulatory requirements change frequently. No warranty, express or implied, is made as to the completeness, accuracy, or currency of any information presented. Users rely on this information at their own risk.
Limitation of Liability
To the fullest extent permitted by applicable law, Luis Nieves Ramírez, luisnieves.io, and any affiliated entities shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of this website, its content, or any course or digital product purchased herein — including but not limited to reliance on information that proves inaccurate, incomplete, or outdated.
Governing Law
These disclosures and all matters relating to luisnieves.io are governed by the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes shall be subject to the exclusive jurisdiction of the courts of Broward County, Florida.
04 — Ethical Disclosure
Standards of Professional Conduct
Commitment to Ethical Practice
Luis Nieves Ramírez is committed to the highest standards of professional conduct in all real estate activities, educational engagements, and client interactions. This commitment includes, but is not limited to:
- Honest and transparent communication with all clients, students, and prospective clients
- Full disclosure of any conflicts of interest prior to the commencement of any professional relationship
- Compliance with all applicable licensing laws, regulations, and codes of professional conduct in Florida and Puerto Rico
- Treating all individuals with dignity, respect, and without discrimination
- Maintaining the confidentiality of client information in accordance with applicable law
- Providing services only within the scope of competence and licensure
Conflicts of Interest
Where Luis Nieves Ramírez has a personal, financial, or professional interest that may conflict with the interests of a client or student, such interest will be disclosed promptly and in writing. Clients retain the right to seek independent representation at any time.
Dual Agency Disclosure
In any real estate transaction where Luis Nieves Ramírez may represent both buyer and seller (dual agency), full written disclosure will be provided to all parties prior to proceeding. Dual agency will only occur with the informed, written consent of all parties involved, in compliance with Florida and Puerto Rico real estate law.
Educational Integrity
All course content and digital materials are created with the intent to genuinely educate and empower consumers. Content is not designed to steer consumers toward any particular transaction, property, or financial decision. The educational relationship does not create a brokerage or advisory relationship unless a separate, written agreement is executed.
Rotary International
Luis Nieves Ramírez is an active member of Rotary International (District 7000, Member ID 9676941). Rotary membership is disclosed as a professional affiliation. No representation is made that Rotary International endorses, sponsors, or is affiliated with luisnieves.io or any services offered herein.
05 — Intellectual Property
Copyright & Ownership Notice
Copyright
All content on luisnieves.io — including but not limited to website design, text, graphics, course materials, PDF guides, luxury market brochures, course recordings, slide decks, scripts, and all other written or visual materials — is the exclusive intellectual property of Luis Nieves Ramírez and is protected under United States copyright law (17 U.S.C. § 101 et seq.) and applicable international copyright treaties.
© 2025 Luis Nieves Ramírez. All rights reserved.
Permitted Use
Purchase of a digital product or enrollment in a course grants the purchaser a limited, non-exclusive, non-transferable license to access and use the content for personal, non-commercial educational purposes only. This license does not include the right to:
- Reproduce, distribute, or share any content in whole or in part with third parties
- Publish, upload, or transmit any content on any public platform, website, or social media channel
- Modify, adapt, translate, or create derivative works from any content
- Use any content for commercial purposes, resale, or redistribution
- Record or screenshot live Zoom sessions without prior written consent
Prohibited Use
Unauthorized reproduction, distribution, or commercial use of any content from luisnieves.io constitutes copyright infringement and may subject the violating party to civil and criminal penalties under applicable law. Luis Nieves Ramírez reserves the right to pursue all available legal remedies in the event of infringement.
Brand & Trademark
The name "Luis Nieves Ramírez," the luisnieves.io domain, associated logos, and any distinctive branding elements (including the imperial purple, black, and gold color palette as applied to this brand) are proprietary to Luis Nieves Ramírez. Use of any such elements without prior written consent is strictly prohibited.
Third-Party Content
Where third-party statistics, market data, or public information is referenced in educational content, such content remains the property of its respective owners. All such references are made for informational and educational purposes only and do not constitute an endorsement by or affiliation with the originating source.
To request permission for any use of content beyond the scope of the license granted upon purchase, contact: luminirabiz@gmail.com
06 — Privacy
Data & Privacy Notice
Information Collected
luisnieves.io may collect personal information submitted voluntarily through the contact form, including name, email address, phone number, and the nature of the inquiry. This information is used solely to respond to your inquiry and facilitate the services you request.
How Information Is Used
- To respond to inquiries and provide requested services
- To deliver purchased digital products or course enrollment details
- To communicate relevant updates about courses or products (you may opt out at any time)
- This site does not sell, rent, or share your personal information with third parties for marketing purposes
Data Security
Reasonable measures are taken to protect personal information submitted through this site. However, no method of transmission over the internet is 100% secure. You provide information at your own risk.
Cookies
luisnieves.io does not currently use tracking cookies, behavioral advertising pixels, or third-party analytics tools. If this changes, this notice will be updated accordingly.
Contact for Privacy Matters
For any privacy-related questions or requests, contact: luminirabiz@gmail.com
07 — Contact
Questions About These Disclosures
If you have any questions regarding these disclosures, licensing, intellectual property, or any other legal matter related to luisnieves.io, please contact:
- Name: Luis Nieves Ramírez
- Email: luminirabiz@gmail.com
- Phone: +1 (561) 282-8435
- Location: Fort Lauderdale, Broward County, Florida
- Website: luisnieves.io
These disclosures are subject to change without prior notice. Continued use of luisnieves.io following any update constitutes acceptance of the revised terms.